Mortgage Spray Foam Report in Walsall
If a lender or surveyor has queried spray foam in your roof, we inspect it and produce the written report they're actually asking for.
Getting a letter from your mortgage lender or a note on a survey saying spray foam has been found in your roof is unsettling, especially when it arrives partway through buying, selling or remortgaging a home. The good news is that most of these situations move forward once someone produces the specific document the lender or surveyor is actually asking for — and that's what this report is.
Why lenders and surveyors flag spray foam
Spray foam applied directly to the underside of a roof can hide the timbers from view, making it impossible for a surveyor to check for damp, rot or decay without removing it. Some foam types also affect a roof's ability to breathe, which can lead to trapped moisture over time. Lenders aren't necessarily saying the foam is a disaster — they're saying they can't assess the risk without more information, and that's a reasonable position.
What the report covers
We visit and identify the foam type — open cell or closed cell, since they behave very differently — assess what we can see of the surrounding timbers and roof condition, and set out clearly what removal would involve if that's what's needed. The report is written specifically in the format lenders and surveyors expect, not as a generic inspection note, because a report that doesn't answer the actual questions being asked just leads to more delay.
What this doesn't include
This is an inspection and report service, not the removal itself. If the report concludes that removal is needed to satisfy the lender, we can carry that out separately through our spray foam removal for mortgage purposes service, and issue the removal certification afterwards.
Turnaround matters when a sale or mortgage is waiting
We understand these situations are often time-pressured — a chain waiting to complete, a mortgage offer with a deadline. We prioritise a fast site visit and turn the written report around quickly, so you're not the reason the process stalls.
If a lender or surveyor has raised spray foam on your property, book a survey and we'll get you the report they need.
How It Works
From the first call to the final sign-off — here's what to expect when you work with us.
Fast Site Visit
We prioritise mortgage and sale-related enquiries and arrange a quick visit to inspect the roof.
Foam Identified
We confirm the foam type and assess the visible condition of the surrounding timbers.
Report Written
A clear written report is produced in the format lenders and surveyors expect.
Next Steps Advised
If removal is needed, we explain what's involved and can arrange it directly.
What Our Customers Say
Trusted by homeowners across Walsall — here's what they have to say.
"Our mortgage offer was on hold until this report came through. They turned it around within days."
"Clear, professional document — our lender accepted it without any follow-up questions."
"Explained what the foam actually was in plain English before writing anything down. Reassuring."
Frequently Asked Questions
Spray foam sprayed directly onto roof timbers can hide them from view, so a surveyor can't assess damp, rot or decay without more information. Lenders ask for a specific report to understand the foam type and condition before deciding how to proceed.
It identifies the foam type (open or closed cell), assesses what can be seen of the surrounding timbers, and sets out what removal would involve if needed — written specifically in the format lenders and surveyors expect.
No, this is an inspection and report service. If removal turns out to be necessary, we carry that out separately and can arrange it straight after the report if you'd like.
We prioritise mortgage and sale-related enquiries because we know deadlines are often involved, and aim to visit and report back quickly.
It's written in the standard format lenders and surveyors typically expect, though individual lender requirements can vary slightly — we're happy to check your specific situation before the visit if you're unsure.
Lender or Surveyor Asked for a Spray Foam Report?
Book a fast survey. We'll identify the foam and produce the report your lender or surveyor needs.